Pawnbroking

Pawnbroking

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Pawning is really simple
– it’s just a loan against something you own.*


You just bring in proof of ID and your gold or platinum ring, necklace, watch, chain, brooch, bangle or other valuable item.

One of our friendly, experienced people will look at it and tell you how much cash you can walk away with, there and then.

Pawn your valuables and get a cash loan for those sudden expenses

 
We lend against jewellery and watches
Bring in your valuables. We lend against jewellery and watches
We will value it for you free of charge
We will value it for you free of charge, while you wait
Then have your agreed loan paid out in cash
Then have your agreed loan paid out in cash
Find my local branch
Find my local branch
 
 

Your valuables are safe

 
Your valuables are safe

Your valuables will be kept in our safe and remain your property until you redeem them (which is when you pay back the pawnbroking loan).

Our loans last up to 6 months, but you can pay them back with interest at any time and we’ll return your items immediately.
Find my local branch
Find my local branch
 
 
How much is the interest?

How much is the interest?

 
If your loan is £100, say, and you keep the money for the full 6 months, you pay us £159.94 when you redeem your valuables.

This is an APR of 155.8% – much lower than payday loans.

If you only need the money for a month, you pay us £109.99 when you redeem your property.
What happens if I can’t pay the loan back?

What happens if I can’t pay the loan back?

 
The best thing to do is talk to us. We’ll do our very best to help you, of course. It may happen that we have to auction your item.

We will talk to you about alternatives first, but if you can’t pay back your loan, this may be the quickest and simplest way to sort things out.

Where is my local store?

 
We have 128 branches all over the country, so we’re sure to be nearby.

Enter your postcode here to find the nearest branches to you.

Find your local branch below:
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Representative example – Amount of credit £200.00, duration of agreement 6 months; interest payable 119.9% (fixed) PA; representative APR 155.8%; Total amount payable £319.88 in 1 payment
Find my local branch
Find my local branch
 
 

I don’t know whether to sell my gold or pawn it

 
Sell or pawn gold
We can help you either way. If you want to sell outright, we offer top prices for gold – often much better than you’ll get online or by mail – and we pay you the cash there and then.
If you want to keep your gold items – we know they often have sentimental value – then pawning them may be the answer. We give you a cash loan against your gold which, remains your property. When you pay back the loan and interest, we return your gold – easy!
Find my local branch
Find my local branch
 
 

What kind of people use our pawnbrokers?

 
Mums use our pawnshops
Young people use our pawnshops
Grans use our pawnshops
All kinds! Our pawnbrokers help mums, grans, young people, married couples and senior citizens to deal with their financial needs, whether it’s a loan against what you own, holiday money, cheque cashing. We also buy gold and jewellery and we aim always to offer more than internet buyers.

We’re delighted to welcome friends from all over the world and our people are expert at valuing Indian and Romany gold and jewellery.

We’re also great if you’re after a jewellery bargain. All our branches have beautiful pre-owned rings, necklaces, bracelets and watches at fantastic prices!
Find my local branch
Find my local branch
 
 
Debbie, Bolton Branch
"My customers love their jewellery, especially when it helps with the bills!"
Sam, Old Swan branch
"When there’s more month than money, my customers pop in to see me!"
 
Find my local branch
Find my local branch
 
 
*Loans provided by Speedloan Finance Limited, trading as Albemarle & Bond and Herbert Brown, and secured on items pledged. Your items may be at risk of auction if you do not redeem these when due. Subject to status and ID check. Other terms and conditions apply.
Authorised and Regulated
Authorised and regulated by the Financial Conduct Authority for consumer credit business
Norton Secured
 
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